How it works

What is the Nickel Millionaire challenge?

A nickel on every dollar, every week. The challenge starts with $20,000 of paper money and aims for 5% a week, measured on the total balance.* It is judged on June 30, 2027. Paper trades use real prices, but they are hypothetical, and hypothetical results are not the same as real-money results.

For scale: 5% a week held for 37 weeks turns $20K into about $121,000. Very few strategies keep that pace for months, so treat the goal line as a yardstick and not a forecast. A steady 1–3% a week would already be an excellent result. Every Friday the scorecard shows where the account really stands against the line.

How a stock gets picked

Twice a day the scan quotes every listed U.S. stock, drops the illiquid ones, runs full technical analysis on the best candidates, and ranks the top 120 on a score out of 100. The score adds up nine signals:

• Volatility squeeze and 20-day breakout: is the stock coiled and starting to move?
• Relative volume and accumulation (OBV): is real money showing up?
• MACD momentum, trend stack and RSI zone: is the trend healthy and not overheated?
• Strength vs SPY and daily range: is it beating the market, with enough room to move?

A name is Ready when it scores 70 or more, passes all four data-quality checks, has RSI under 75, and trades over $20 million a day. Building means 60 to 69, close but not there yet. Everything else is Watch.

How trades are managed

• Shares: risk about 1–2% of the account per trade, stop 1.5 ATR under the entry, sell half at +2R, trail the rest on the 20-day average.
• Calls: only when the option chain is clean (delta .35–.55, spread 10% or less, open interest 500+, 7–21 days to expiry). Out at −35%, half off at +50%, the rest at +100%, and out 3 days before expiry. If no contract qualifies, the board says so.
• Locks: up 2% on the day or 5% on the week, no new entries. Down 3% on the day or 8% on the week, stop trading.

What you get

• Free: the weekly scorecard, with every trade, wins and losses, and what rule was or was not followed.
• Challenge member: the Board posts, with the day’s pick and its trade setup.
• Full Scan: everything above plus the Live Board: all 120 ranked stocks with the evidence behind each score, the pinned Top Pick, and the options calls that pass the rules.

Pick the tier that fits on the Join page. You can change tiers any time from your account.

What I do not do

• I never present paper results as real-money results.
• I disclose when I own a ticker I post.
• I show rule skips and losers. If I override my own rules, the scorecard says so.

Not financial advice. This is my personal opinion based on a full-market scan run by software. Stocks can fall, and options can lose 100% of their cost. Do your own research, and talk to a licensed professional before you invest. See the full disclaimer.

* The weekly goal was adjusted from 15% to 5% on Oct 25, 2026, after the first week of the challenge.